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Wedding Insurance

Should You Purchase Wedding Insurance? What Does Wedding Insurance Cover?

What is Wedding Insurance?

Wedding Insurance is exactly what it sounds like – an insurance policy that covers your wedding and financially protects you against misfortune and mishap. Wedding Insurance policies are relatively inexpensive – a basic policy costs between $125 to $500 – and can help you have peace of mind.

Is Wedding Insurance Right For You?

The decision to purchase Wedding Insurance is a highly personal one – a financial decision that is an additional cost for your wedding budget, but will protect you from unforeseen disasters and mishaps. As the average cost of weddings rises, now $27,000 in the US, wedding insurance becomes more of a necessity. After all, you wouldn’t buy a new car that cost that much without insuring it against damage. If you are having a less expensive affair, or are a couple that likes to live with risk, perhaps you’ll decide to forgo the insurance. Keep in mind that you can get a less expensive policy that will only cover either a more intimate affair or a specific risky part (such as if you’re worried about your luggage getting lost en route to your destination wedding; wedding insurance could cover the cost of quickly replacing your gown and tuxedo.)

What Wedding Insurance Policies Typically Cover

(Be sure to read the fine print of your policy to make sure they cover these things!)

Additional Riders You Can Purchase

What Isn’t Covered